Frequently Asked Questions
What operations are eligible for this inventory program?
Powersport Dealers including Spyders and Side by Sides
Lawn & Garden Dealers
Household Appliances & Electronics Dealer
What operations require an additional application outside of the point and click inventory program?
Non Floor Planned Inventory
Watercrafts other than fishing boats
Farm Equipment other than Kubota
How soon can my coverage start?
Coverage starts once payment is received and the requested start date has been approved.
How can I pay?
Mastercard, Visa or Discover
Can I insure inventory other than what I finance through TCFIF?
As long as it is financed inventory, and you are a current client of TCFIF and Red Iron.
Can I insure more than $1,900,000 of inventory?
Yes, we will contact you with additional questions to determine your coverage.
Where is coverage available?
We cover the United States, Canada and Puerto Rico.
Can I insure my building and liability coverages in the program?
No, Alper can insure other coverages outside of the Dealer Inventory program.
What will I be paid in the event of a Claim?
You will be paid the replacement cost of the equipment
What is my deductible?
Flood - $5000
All Flood Zone A - Not Covered
All Flood Zone V - Not Covered
Earthquake - $1000
Other Covered Property Claims - $1000
Named Windstorm - 3%, minimum $1500
How do I report a Claim?
Claims are to be reported to Allianz at 800-558-1606.
Can a Dealer cover other lines of equipment financed elsewhere?
Yes, as long as they are a current Client of TCFIF or Red Iron.
What if my exact coverage amount isn't listed on the price matrix?
You should round up to the closest amount.
What if I don't see a description that fits the inventory I finance?
Will the program cover used equipment if it's the same as the equipment financed by TCFIF?
No, to qualify it must be floor planned.
Are my demo's covered? Are they covered if they're offsite?
Yes as long as they are floor planned.
Can I call or email Gary or Bobette to renew coverage?
Renewal limits under $1.9MM are completed online through the Alper Dealer inventory form. To renew limits over $1.9M, call Gary or Bobette. All Boat and RV renewals are handled by Gary or Bobette.
Who do I call with questions on the program?
Please contact the Alper Services Dealer Team
Gary Kirshenbaum: 312.867.7306
Bobette Puckett: 312.867.7351