Household Appliance & Electronics

Alper Dealership Advantages

Dealer Program Benefits:

  • Team dedicated to servicing the household appliance and electronics industry

  • 24-hour claim services

  • Insurance carriers rated “A” or higher by A.M. Best

  • Human Resources Support


Coverages Included:

  • Deferred payments – reimbursement for remaining payments when damaged
    by a covered loss.  

  • $10,000 Installation Floater

  • $10,000 Fiduciary Liability Limits

  • $10,000 Employment Practices Coverage (higher limits available)

  • Cost to remove brands or labels from damaged goods

  • $25,000 personal property at unnamed locations

  • $5,000 computer fraud

  • $50,000 ingress/egress

  • $10,000 utility services—direct damage and business income

  • 25% additional building limit at time of loss


Optional Coverages:

  • Professional liability for computer programmers

  • International coverages including kidnap and ransom

  • Cyber coverage for security breaches

  • Payroll Processing


Program Highlights:

  • Installation and transit coverage

  • Interest-free payment plans

  • Coverage for repairs

  • Enhanced replacement cost

  • Liability limits apply per location

  • Blanket additional insureds

Eligible Operations

Appliance and electronic dealers:

  • 10,000 square feet or less per location

  • Includes lawn and garden operations

  • Without rental operations

  • Without dish installations

With less than 15% of used equipment sales



For more information, please contact:

Gary Kirshenbaum at


**This program is separate from the online Dealer Inventory Program.



Click below to download the
questionnaire and inventory SOV
and submit to Gary Kirshenbaum at