Household Appliance & Electronics

Alper Dealership Advantages

Alper Dealer Program Benefits:

  • Team dedicated to servicing the household appliance and electronics industry

  • 24-hour claim services

  • Insurance carriers rated “A” or higher by A.M. Best

  • Human Resources Support


Coverages Included:

  • Deferred payments – reimbursement for remaining payments when damaged
    by a covered loss.  

  • $10,000 Installation Floater

  • $10,000 Fiduciary Liability Limits

  • $10,000 Employment Practices Coverage (higher limits available)

  • Cost to remove brands or labels from damaged goods

  • $25,000 personal property at unnamed locations

  • $5,000 computer fraud

  • $50,000 ingress/egress

  • $10,000 utility services—direct damage and business income

  • 25% additional building limit at time of loss


Optional Coverages:

  • Professional liability for computer programmers

  • International coverages including kidnap and ransom

  • Cyber coverage for security breaches

  • Payroll Processing


Program Highlights:

  • Installation and transit coverage

  • Interest-free payment plans

  • Coverage for repairs

  • Enhanced replacement cost

  • Liability limits apply per location

  • Blanket additional insureds

Eligible Operations

Appliance and electronic dealers:

  • 10,000 square feet or less per location

  • Includes lawn and garden operations

  • Without rental operations

  • Without dish installations

With less than 15% of used equipment sales



For more information, please contact:

Gary Kirshenbaum at


**This program is separate from the online Dealer Inventory Program.



Click below to download the
questionnaire and inventory SOV
and submit to Gary Kirshenbaum at




Alper Services 
410 N. Michigan Ave, 12th Flr
Chicago, IL 60611