LAWN & GARDEN DEALERS

Special Property and Casualty Program

Alper Dealer Program Benefits:

• Team dedicated to servicing the lawn and garden industry

• 24-hour claim services

• A.M. Best "A" rated or higher Insurance Companies 

• Human Resources and HR Support

 

​Program Highlights:

• Installation and transit coverage

• Interest-free payment plans

• Coverage for repairs

• Enhanced replacement cost

• Liability limits apply per location

• Blanket additional insureds

 

​Coverages Include:

• $10,000 Installation Floater

• $10,000 Fiduciary Liability Limits

• $10,000 Employment Practices Coverage (higher limits available)

• Cost to remove brands or labels from damaged goods

• $25,000 personal property at unnamed locations

• $5,000 computer fraud

• $50,000 ingress/egress

• $10,000 utility services—direct damage and business income

• 25% additional building limit at time of loss

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​Optional Coverages:

• Cyber coverage for security breaches

• Payroll Processing

• Executive Protection

• Event Cancellation

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​Eligible Operations

Lawn and garden dealers:

• With less than 25% rental sales

• With less than 25% repair sales

• Without landscaping operations

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Appliance and electronic sales included.

 

 

For more information, please contact:

Bobette Puckett at

or 

Gary Kirshenbaum at

 

**This program is separate from the online Dealer Inventory Program.