Special Property and Casualty Program

Dealer Program Benefits:

  • Team dedicated to servicing the lawn and garden industry

  • 24-hour claim services

  • A.M. Best "A" rated or higher Insurance Companies 

  • Human Resources and HR Support


Program Highlights:

  • Installation and transit coverage

  • Interest-free payment plans

  • Coverage for repairs

  • Enhanced replacement cost

  • Liability limits apply per location

  • Blanket additional insureds


Coverages Include:

  • $10,000 Installation Floater

  • $10,000 Fiduciary Liability Limits

  • $10,000 Employment Practices Coverage (higher limits available)

  • Cost to remove brands or labels from damaged goods

  • $25,000 personal property at unnamed locations

  • $5,000 computer fraud

  • $50,000 ingress/egress

  • $10,000 utility services—direct damage and business income

  • 25% additional building limit at time of loss

Optional Coverages:

  • Cyber coverage for security breaches

  • Payroll Processing

  • Executive Protection

  • Event Cancellation

Eligible Operations

Lawn and garden dealers:

  • With less than 25% rental sales

  • With less than 25% repair sales

  • Without landscaping operations

Appliance and electronic sales included.



For more information, please contact:

Gary Kirshenbaum at


**This program is separate from the online Dealer Inventory Program.


Click below to download the
questionnaire and submit to
Gary Kirshenbaum at